7 Money-Saving Hacks Most Americans Overlook
Most of us don't overspend on purpose. Bills creep up, subscriptions renew automatically, and rates change without anyone telling us. Here are seven practical checks that can help you keep more of your paycheck.
1Re-shop your car insurance every year
Insurers adjust prices constantly, and the company that gave you the best rate three years ago is often not the cheapest today. Many drivers stay with the same insurer for years simply because switching feels like a hassle.
Your rate depends on your age, your car, your ZIP code, your driving record and your credit-based insurance score in most states. When any of those change, so does the price different insurers will offer you.
Set a reminder a month before your renewal date. Gather your current declarations page so you can compare the same coverage limits and deductibles, then get quotes from several companies. Comparing like-for-like coverage is the key — a lower price with half the coverage isn't a real saving.